inquiringminds

Christmas, which is everyone’s favorite holiday is coming in a little over a month. Are you all excited? I am but, my wallet is very nervous. It is very hard to find the right gifts for people. I mean everything is so expensive in today’s economy. Shipping and handling is ridiculous. You can use coupon codes and try to save some money but still I spend at least a few hundred dollars at Christmas time. I try to avoid charging any credit cards because of the very high interest rates. I think after the holidays that credit card companies will increase the interest rates again because they know that people go deep into debt during the holiday season. It is hard to even list shop because everything seems like you could find something better or cheaper somewhere else. It is very hard for me to go shopping. I think they turn up the heat or something because I always feel like I am going to die of overheating a half hour after I enter the mall. What are your plans for holiday shopping, will you go online?

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